Privacy policy.

The material on this website is communicated by Cultivate Consulting Co., unless indicated otherwise, and is intended for informational purposes only. While we strive for accuracy, no warranty of accuracy, reliability, or completeness is provided, except for liability under applicable statute which cannot be excluded.

Cultivate Consulting Co. does not accept any loss or liability which may be suffered by a website user as a result of any interrupted access to this website or otherwise as a result of accessing this website.

None of the contents of this website should be construed as an invitation or inducement to engage in any investment activity or as an offer of investments, a prospectus, offering circular, or analogous materials.

Restricted Access

This Site and the Content are not directed at or intended for distribution to any person (or entity) who is a citizen or resident of (or located or established in) any jurisdiction where the use of the Site or the Content would be contrary to applicable law or regulation or would subject Cultivate Consulting Co. to any registration or licensing requirement in such jurisdiction.

Persons who wish to access this Site are required by Cultivate Consulting Co. to inform themselves about and to observe any legal or regulatory restrictions which may affect their eligibility to access the Site. Professional advice should be sought in cases of doubt.

The Site is only available to institutional or professional users, and by accessing this Site, users will be deemed to have confirmed that they meet the criteria for this classification. Such confirmation will be treated by Cultivate Consulting Co. as the user’s acceptance that they understand the definition of these terms as applicable under the regulatory regime of their country of residence.

No Offer

The Content is provided for information purposes only, and neither access to the Site nor any of the Content constitutes an invitation or inducement of any sort to any person in any jurisdiction in which such an invitation or inducement is not permitted or where Cultivate Consulting Co. is not qualified to make such invitation or inducement.

The Content is intended to be communicated only to such persons as Cultivate Consulting Co. is legally able to send it and who are legally able to receive it in their jurisdiction of residence. If you are not such a person, you should not rely upon the Content and should cease accessing the Site immediately.

No Commercial Exploitation

Except as stated herein, the copyright and other intellectual property rights in the Content are owned by Cultivate Consulting Co. Any use of the Content for any purpose is accordingly prohibited except as stated below.

With the exception of Content supplied on the Site in Adobe Acrobat (PDF) format and specifically stated to be in downloadable form, you may not reproduce, transmit, modify, link into, store, archive, or in any other way use for any public or commercial purpose this Site or any of the Content without the prior written permission of Cultivate Consulting Co.

You should treat all the Content as confidential. In particular, neither you nor any third party acting on your behalf or at your instigation may:

  • redistribute to any other person any of the Content (whether as part of any library, archive, or similar service or otherwise);

  • remove the copyright or trademark notice from any copies of Content; or

  • create a database in electronic or structured manual form by systematically downloading and storing all or any of the Content.

No Representations or Warranties and Exclusion of Liability

The Content is believed by Cultivate Consulting Co. to be fair and accurate, but Cultivate Consulting Co. accepts no responsibility for such fairness or accuracy. None of the Content has been formally verified. Recipients should not construe the contents of any of the Content (or any discussions relating to it) as legal, tax, regulatory, financial, investment, accounting, or other advice or as a recommendation by Cultivate Consulting Co. or any other person.

No representation or warranty, express or implied, is or will be given by Cultivate Consulting Co., or any of its associates, directors, members, shareholders, partners, officers, employees, advisers, or agents (together, its “Related Persons”). Without prejudice to any liability for, or remedy in respect of, fraudulent misrepresentation, no responsibility or liability or duty of care is, or will be, accepted by Cultivate Consulting Co. or any of its Related Persons as to the fairness, accuracy, completeness, currency, reliability, or reasonableness of the Content or any opinions contained within it or of any other written or oral information made available to any recipient or its advisers in connection with the Site.

Accordingly, neither Cultivate Consulting Co. nor its Related Persons shall be liable under any circumstances (including, without limitation, its or their negligence or gross negligence but excluding circumstances where Cultivate Consulting Co. has been fraudulent) for any loss (whether direct, indirect, or consequential) or damage suffered by any person as a result of relying on any statement in, or omission from, all or any part of the Content. Neither Cultivate Consulting Co. nor any of its Related Persons accepts any responsibility for updating any of the Content, correcting any inaccuracies within it, or for providing any further or supplemental information to any person.

In particular, but without prejudice to the generality of the foregoing, no representation or warranty is given as to the achievement or reasonableness of any future projections, forecasts, targeted or illustrative returns. Any past performance information contained within the Content is not an indication of future performance.

Cultivate Consulting Co. gives no guarantee that any Content accessed through the Site will be free from infection, viruses, worms, or other code which may have contaminating or destructive properties. The recipient is fully responsible for ensuring that protective steps are taken such as virus checking.

The Content may contain links to other websites (the “Linked Sites”). The Linked Sites are for convenience only and the recipient accesses them at their own risk. Cultivate Consulting Co. is not responsible for the Linked Sites and does not in any way endorse the Linked Sites.

Cookies

Cookies are small pieces of information stored by your browser on your computer’s hard drive. The Site uses cookies to allow us to understand who has seen which pages, to determine how frequently particular pages are visited, and to determine the most popular areas of the Site. Cultivate Consulting Co. does not control the use of cookies by third parties.

We will install certain cookies that are necessary for the Site, and without which the Site will not function in the proper way. The Site also utilises non-necessary cookies that are required for us to make your experience on our site more convenient. These cookies will help the website remember you on your visits to provide you with relevant and personalised content.

You can learn more about each type of cookie, control which cookies are installed, and turn off cookies, by clicking on the Cookies manager link that is at the bottom of all pages on the Site.

If you wish to disable cookies then you can also do so by readjusting your browser settings, although please note that by disabling cookies you may not be able to use all features of the website.

For more information on cookies and how to disable them, you can consult the information provided by the Interactive Advertising Bureau at www.allaboutcookies.org.

Governing Law

These Terms and the rights and obligations of any recipient or viewer of the Content (and any person that they represent) arising out of or in connection with it, the Site or the Content, whether contractual, non-contractual, pre-contractual, or otherwise, are governed by the laws of Australia, and any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Australia.